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Problems of AgriMarket

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No 3 (2018)
7-17 184
Abstract
A number of sensitive branches of agroindustrial production of Kazakhstan are revealed, which are characterized by high dependence on changes in external conditions of functioning, connected with the influence on conjuncture of national product market delivered from other countries participating in the Eurasian Economic Union. A study of the development of sensitive industries in the country's agroindustrial complex showed that, in the context of deepening integration processes, earlier existed problems of low production efficiency, production of high- quality and competitive goods demanded on domestic and foreign markets are aggravated. At the same time, it was determined that competition from foreign producers in the context of the development of integration processes can revive the internal competitive environment and force domestic producers to restructure, renew and diversify production, reduce price and improve product quality, and more fully consider the buyers’ demand. The article presents various scenarios for the development of sensitive industries in the context of deepening integration within the framework of the EAEU (stagnation of current state of integration processes, removal of non-tariff barriers to the movement of products, formation of common market of the countries participating in the Eurasian Economic Union) and the possibility of taking advantage of this process to improve the efficiency of the similar products the EEA countries which are most dependent on import.
17-22 217
Abstract
The current state and necessity of increasing the competitiveness of agro-industrial complex of Kazakhstan, based on the industrial-innovative development of the country's economy, are shown. The recent State programs of support of agroindustrial complex, aimed at improving agro-industrial production, and measures for their implementation, have been considered. A brief overview of scientific achievements over the past ten years reflects the potential of the republic's agro-industrial complex. The main problems of increasing the competitiveness of agri sector are revealed: low level of application of innovations and new technological solutions, lack of an effective system of stimulating the introduction of scientific developments into production, limited financial resources, unattractiveness of the sphere of scientific activity for highly qualified personnel and young scientists, lack of effective relationships between participants in the innovation process, insufficient level of interaction between domestic and world science, low level of material and technical infrastructure. Based on the study, the authors proposed mechanisms that promote the development of agro-industrial complex, the implementation of which should be carried out through the State support.
23-29 312
Abstract
The considered issue has global nature, at the same time, since production and sale of agricultural products are carried out at regional level, regional factor plays a significant role. The article analyzes natural-climatic, socio-economic, demographic factors of ensuring food security, which determine the need for regional approach to agri-food production management. The methods of State regulation, foreign trade restrictions and assessment of the country's self- sufficiency in agricultural raw materials and food products, their impact on the ratio of actual consumption to the recommended medical standards are analyzed. The issues of access to food, the state of food market are considered. The foreign experience of ensuring food security in several countries is summarized: USA, Canada, France, Netherlands, Germany. Some conditions for the republic's entry into the WTO are considered. In this regard, it is recommended to exclude the country's dependence on imports, ensure the development of its own food production and create conditions for a balanced structure of exports and imports.
30-37 354
Abstract
The role of agro-industrial complex in ensuring food security in Kazakhstan is shown. The essence of the concept "food security" is revealed in view of the foreign and domestic authors' views. The main factors determining the level of the country's food security development are identified. The dynamics of the development of the branches of agriculture during a number of years is shown. In particular, yield indicators in crop production and production of the main livestock products have been analyzed. It is noted that due to the low level of crop yields and animal productivity, it is impossible to fully supply the population of the country with own products. The reasons constraining qualitative growth of agricultural production are revealed: a low level of qualification of agricultural workers, the out-of-date technics and technologies, problems of financial supply. Recommendations on stimulation of the growth of agricultural production, improvement of public support measures, and selling finished products in order to ensure the country's food security.
38-44 187
Abstract
Directions of development of innovative processes, organization of introduction of scientific achievements in production are determined. The implementation of innovations in agroindustrial complex confirms the differences in the levels of technical and technological development of the entities who are participants in the innovation process. It is revealed that innovation policy promotes the modernization of production using the latest technologies. The project "Innovative agro-technological park for implementation of precise farming" (AgroPark Kaskelen) will allow cultivating corn, soybean, spring wheat, barley and other promising agricultural crops as part of the program of digitalization of agro-industrial complex, which includes a set of measures for precision farming and introduction of electronic irrigation before robotic harvesting. The development of interstate trade in agricultural products between Kazakhstan and China, cooperation in the field of inspection and quarantine, expansion of access to the domestic market of domestic crop and livestock products, shows cooperation in the field of logistics and infrastructure, investment activity in agro-industrial complex. The economy of most countries of the Silk Road is commodity oriented and a change in specialization towards the inter- State cooperation is necessary in order to increase the level of competitiveness. The directions of the Economic belt of the Silk Road, new economic policy of Kazakhstan "Nurly Zhol" on the accelerated expansion and modernization of the infrastructure, the development of partnership in production activities and deepening of the relations in financial sphere are considered.
45-53 270
Abstract
The development of grain production of the republic is analyzed. It was revealed that grain industry continues to develop mainly due to the extensive methods, introduction of innovative technologies is at a low level. There is a tendency of decrease of profitability of grain production, main problem areas are identified. It is determined that solution of the problems lies in modernization of grain economy. It was proved that only a complex of systemic measures - public, financial, organizational, technical-technological, personnel, will solve existing problems and bring grain industry of the country to a new level of development, make it the driver of economic growth. It is shown that development of grain subcomplex should have a systemic character with designed priorities reflected in the State agro-industrial development programs. It was proved that for the effective development of domestic grain production it is needed to develop and implement a special program oriented for a long-term perspective. The necessity of developing a strategy of its development in the republic, supported by financial investments, systemic changes and newest agricultural technologies, is grounded.
54-60 409
Abstract
The role of diversification of agricultural production as one of the effective tools contributing to the development of agricultural economy in Kazakhstan, reduction of production risks is considered. The specific features and issues of agricultural branch of the republic are revealed. The estimation of the current state of agro-industrial complex of Kostanay region is presented, which is of great importance in ensuring the country's food security. The dynamics of the sowing area, gross yield and productivity of main agricultural crops for the last years and 1991 was analyzed, which showed that in the country there is a diversification of sown areas, reduction of wheat areas and increase of oilseeds areas. A positive trend in the development of agricultural sector is shown, thanks to the increasing public support. Recommendations on further diversification process in crop production have been developed, in particular the expansion of buckwheat crops in the region, the increase of sheep and goat population. The available resources have been identified, which make it possible to develop this direction of livestock production with less financial and energy costs. It was concluded that measures on diversification of the country's agricultural production based on the example of Kostanay region will help increase the investment attractiveness and competitiveness of the country's agricultural sector.
61-65 267
Abstract
It is established that in Kazakhstan about 70% of the territory is occupied by pastures, where a significant natural massif of ecosystems has preserved, which is a source of natural resources. However, within these ecosystems there are points of socio-economic development that have drastically surpassed the critical point of organic fusion of human and nature. It was revealed that sustainable development of rural areas takes place in conditions of the optimal combination of economic and ecological components, which include the following: production of environmentally friendly products, nomadic and sedentary technologies of grassland management, initiation of mobile elements of pasture infrastructure, provision of full employment conditions for rural population, creation of consortiums of agribusinesses, households and agricultural processing enterprises. It is determined that economic elements of stable development are related to public support of small business and households, construction of educational and health facilities, use of wind and solar generators for stationary facilities for servicing agricultural land outside populated areas. The proposed "neo-nomadic" technology of grassland management will contribute to the growth of local population employment and sustainable development of rural areas.
66-71 148
Abstract
The project management tools in regulation of environmental policy in Kazakhstan are studied. The implementation of the project approach to public administration is carried out with the help of State Development Programs that enable implementation of socio-ecological- economic goals in the regions. This is a complex project management tool, representing a complex of government regulation projects which require the interaction between significant number of entities at different levels in the process of development, organizing, coordination of the efforts of program participants, monitoring, evaluation of the results of its effectiveness. It includes management entities and measures on development of the entity properties, including through the project implementation, as well as direct program management process as a set of activities. The work focuses on the development and management of State programs. Within the framework of the project management concept, the authors made an attempt to determine the level of sustainable regional development. Features of environmental regulation are considered. As a result of the analysis, problem zones of all stages of the State program management were identified in view of the perspective of the world experience of effective evaluation.
72-78 317
Abstract
The transition from a traditional model of economic growth to "green" economy is shown as a global trend that determines the sustainability of national economies. The international community is forced to search for the transition to "green" economy, which is based on resource saving and environmentally friendly production. The direction of "green" economy is shown - organic farming in Kazakhstan's agriculture, which assumes the avoiding of synthetic products, various feed additives and the use of organic fertilizers to increase yields, which will ensure the necessary amounts of food to the population without making harm to natural resources. The directions of "green" economy are outlined: soil fertility management, plants and animals health, effective use of water, farm mechanization. The United Nations Development рrogram in Kazakhstan facilitated the creation of a high-tech greenhouse complex in Astana, which allows to reduce water consumption, save up to 30% of electric power, and increase yield by 2.5 times. The experience of "green" technologies in the countries of the Organization for Economic Cooperation and Development (OECD), in the BRICS countries which develop waste management technologies, control of water pollution and renewable energy, for the use in Kazakhstan is considered.
79-85 328
Abstract
Various types of university campuses of agricultural sphere of the country which provide services in the field of science and education are considered. The place, role, features of scientific and practical campuses in agricultural universities of Kazakhstan are considered. The estimation of their economic indicators is presented and ways of increasing the efficiency are considered. The activity and model of campuses of foreign agricultural universities were studied. The directions of scientific and practical activities of agricultural universities in economically developed countries have been determined as a model. Significant differences were observed in the USA, China, Germany, Holland, Malaysia and Canada in comparison with Kazakhstani agricultural universities. The results of comparison of campuses of three agricultural higher educational institutions are presented. Based on comparisons, the scale, scope of research, the number of personnel, and their differences by criteria are shown. The sections of the university campus plan are described as key components of production, material and technical, personnel, financial support. The functional elements of the campus are determined. Recommendations are given on the development of the campus as a system of agricultural production management in market economy conditions.
86-90 201
Abstract
Human resource management is a decisive factor of the efficiency and competitiveness of the enterprise. In Kazakhstan realities, when labor productivity in agriculture remains at a relatively low level, improvement of the measurement of the impact of human capital on the efficiency of agribusiness has fundamental importance. Quantitative assessment of the role of human resources in the development of agricultural entrepreneurship should be regarded as one of the elements in the system of measures to increase the level of its innovativeness and, consequently, efficiency. Such characteristics of human capital as education and age of agricultural entrepreneurs have a significant impact on the effectiveness of agribusiness. In the Osakarovsky district of Karaganda region, the activity of agricultural entrepreneurs with higher education is more effective than with secondary. Young businessmen show better results than their older colleagues. The work experience in agriculture and management of the enterprise does not significantly affect the production efficiency. Agricultural enterprises in the surveyed area are not yet interested in investing to the development of human capital, which restricts the formation of innovative culture in agricultural sector of economy.
91-97 183
Abstract
Various regional aspects of innovative activity in agricultural sector of Kazakhstan, allowing to update production on the basis of innovation development, are explored. The effectiveness of agro-industrial production in interaction with science and practice, introduction of advanced innovative technologies is shown. Classification of regions by groups according to the level of innovative activity is presented. The innovative development of the regions is analyzed and their problems are revealed. The factors preventing the expansion of innovation activity are determined. Possibilities of its stimulation are considered: use of new technologies, interaction of business and the State in the field of innovations, formation of regional innovative infrastructure. The authors consider the need to search for new effective mechanisms for integrating agricultural production and science, taking into account foreign experience. New types of organizational structures that positively influence social processes, the environment, international technical cooperation and competitiveness of national economy are proposed. The importance of reforms in agricultural sphere of the country is shown and concrete proposals on stimulation of the use of innovations in agro-industrial complex at the regional level are presented.
98-104 175
Abstract
The comparative analysis of competitive advantages of inter-branch food complexes of Kazakhstan in comparison with enterprises of small and medium-sized agribusiness was done. It is noted that restructuring of the industrial and economic activities of the republic's agro-industrial complex in the direction of creating large-scale structures will help increase the competitiveness of agricultural sector. A comprehensive assessment of the potential of agro-industrial complex of the region is presented. It was revealed that a large-scale approach to the issues of ensuring the competitiveness of enterprises of agro-industrial complex is necessary for the long-term development of the regions of the country, growth of their strategic reserves.
105-111 178
Abstract
The features of reproduction process in agricultural sector of Akmola region are shown. Based on the analysis of the state of industry, the tendencies of its development over the last decade have been determined. The estimation of the level of economic development and reproduction processes in the context of Akmola region in 2007-2017 is presented, taking into account the indicator (profitability). The absence of favorable conditions for expanded reproduction in agricultural sector is revealed. The need for government support measures aimed to increase the profitability of agricultural enterprises is shown, which will help improve the situation in agricultural sector. An assessment of the limits of reproduction types has been carried out and proposals have been developed that contribute to the expansion of reproduction process in agro-industrial production of the region.
112-120 235
Abstract
The tendencies of economic development of rural regions of Pavlodar region, which have general problems of the republic and specific features, are considered. As a result of the analysis of the economic situation in rural areas, it was revealed that development of conceptual framework for their sustainable development requires a regional approach, since the creation of a favorable economic climate in rural areas predetermines the implementation of systemic measures in each locality differentiated by potential economic opportunities and having characteristic problems. To ensure sustainable development of the village, one of the key priorities is to increase production potential. For territorial development and effective economic activity, it is proposed to improve production systems of rural areas with the focus on the use of resource-saving technologies. The main goal of this approach is to increase local competitive advantages, increase the competitiveness of rural economy, taking into account the preservation of the natural environment.
121-126 212
Abstract
The issues of investing recreational areas based on the example of Pavlodar region are revealed, the ways of their solution based on the interrelation of the interests of society, the State, investors and consumers of recreational services are suggested. The directions of enhancement of investment in the recreations development and obligatory condition of preservation of the unique natural potential of the territory are determined. The idea that investing in the development of natural, unique recreational zones in the regions will facilitate their economic development and create conditions for the growth of recreational activities is justified. According to the results of the study, it was found that presence of the extensive, inefficient use of recreational potential in the region is due to the ineffective approaches to investing in natural recreational areas. The main problems: include low profitability of their investment objects due to the environmental and social orientation, a long payback period, the need for costs to preserve the integrity of natural ecosystems. The State program approach to investing in recreational areas will help preserve the regional unique natural characteristics and maximal use of its potential.
127-133 193
Abstract
The tendencies of development of agro-industrial complex of Turkestan region in the context of regions and dynamics are investigated. The main issues of development of agricultural sector of the south of Kazakhstan are revealed. The indicators describing agricultural sector are analyzed: gross output, the share of livestock and crop production in the total volume of regional product. Changes in the main indicators of the development of agro-industrial complex in rural areas of the region are shown. Comparative data of yields of agricultural crops of the southern region, including cereals, vegetables, and forage crops are considered. The indicators of livestock development have been analyzed, positive and negative trends in production of meat, milk, eggs and wool have been revealed. The results of the study made it possible to assess the role of agricultural associations in raising the level of production of agricultural sector. The structure of participants of this market in the total volume of output is considered, among them agricultural cooperatives, farms, personal subsidiary farms and large agro-corporations. The interrelation between the entities of agro-industrial complex of the region is shown, which contributes to the achievement of the best indicators of economic efficiency and the way of further positive growth.
134-140 203
Abstract
The role of the population's households in raising the level and quality of life of rural residents and their share in production of agricultural products is shown. The main indicators of PSF of Turkestan region are analyzed. A number of economic and social problems that adversely affect their development are shown: the inconsistency of integration links between agricultural enterprises and households is not determined; low level of legal and social status of households; lack of material and technical means, fertilizers, elite seeds, productive livestock breeds. Directions of increasing labor productivity in households are determined on the basis of improving methods of storage and processing of manufactured products, its implementation, provision of agricultural machinery at affordable price, and improving the quality of veterinary services. The reasons for the difficult access to loans, necessary for the development of households of the population, connected with collateral property and lack of payment of income tax, are revealed. The ways of solving these problems for the development of economic entities of agroindustrial complex on the basis of cooperation of personal subsidiary farms that promote rational use of land in rural areas and increase the efficiency of agricultural production are suggested.
141-148 233
Abstract
Agriculture is the most risky branch of the economy. Therefore, in the world practice agricultural insurance is an effective mechanism for financial protection of agricultural producers. In the countries of the Eurasian Economic Union, the increase in the volume of insurance operations is observed, which provides risk reduction in agro-industrial production, reduction of negative consequences, including loss of income in production of products associated with adverse natural conditions, as well as price fluctuations in industrial and agricultural products. The article discusses topical issues of the functioning of agricultural insurance system in Belarus and Kazakhstan. The basic tendencies of development of insurance in agriculture of the countries-participants of the EAEU are generalized. The experience of public support has been studied. The current state of the single agro-insurance market and the dynamics of key development indicators are analyzed, and the reasons for its expansion are justified. Prospective directions of improvement of the insurance mechanism as the tool of increasing competitiveness of agricultural economy of the members states of the EAEU are offered.
149-154 196
Abstract
One of the problems of the development of agro-industrial complex of Kazakhstan - the small-scale nature of agricultural production and the need to unite agricultural producers in order to effectively use the potential of small economic structures is considered. The activity of the Ministry of Agriculture of the Republic of Kazakhstan in conjunction with the executive bodies for the establishing of agricultural cooperatives was analyzed. Agricultural cooperation have been considering as a system of cooperatives and their associations (unions), the share of farms was revealed and the laws governing the functions of agricultural cooperatives was considered. The goals and objectives of the development of cooperation have been determined. The features of horizontal and vertical co-operation as the main factor for increasing the efficiency of production are indicated. The main types of activity of the audit union, created in the form of a non-profit organization engaged in the internal audit of agricultural cooperatives, are presented. The main reasons that complicate the activity of the audit union are identified: some shortcomings in the legislation related to their State registration, lack of qualified internal audit specialists, absence of an existing body regulating and supervising the work of the audit union.
155-163 355
Abstract
Some aspects of the development of Kazakhstan's agriculture in the conditions of interaction between the State and business are presented based on the mechanism of public-private partnership, State programs that represent the conceptual basis for the development of the republic's agro-industrial complex. Attention is focused on the innovative factor of increasing the efficiency of agricultural production - introduction of information technology in agricultural sector, which assumes active use of the PPP mechanism. The main directions of digitalization in agricultural sphere, financing of projects due to the mechanism of public-private partnership are revealed. Author's approaches to justifying the need for using PPP for realizing the potential of the domestic agricultural sector have been studied. The dynamics of labor productivity in agriculture in the republic and in the regional context, the ratio of the share of production of goods in the whole country and agriculture, as well as the ongoing projects of public-private partnership, are analyzed and compared. Recommendations are given on the perfection of the PPP mechanism in agroindustrial complex. Prospective directions of development of agro-industrial complex are determined, taking into account effective models of public-private partnership.
164-172 429
Abstract
Current situation is analyzed, the potential for production and processing of meat and milk, specifics and trends in the development of raw material basis, production capacities of meat and milk processing enterprises are identified. The problems restraining the development of meat and dairy industries are identified, including the main ones: low productivity of production; unsatisfactory quality of raw materials which is unsuitable for industrial processing; seasonal character of production and uneven supply of processing enterprises with raw materials during the year; concentration of production in personal subsidiary farms, in which intensive production and introduction of new technologies are impossible; high level of basic production assets of food and processing industry, which ultimately leads to the increased cost of finished products and its non-competitiveness on market. Regional specifics of location of meat and milk processing enterprises have been determined, which confirm close interaction between the development of meat and dairy industry and raw materials basis. The measures on solving problems of production, processing of meat and milk in the republic are justified.
173-178 183
Abstract
A cluster approach to the development of agricultural sector, which is capable of ensuring the country's food security, is considered. The role of the State in increasing the competitiveness of agricultural products is determined, taking into account the influence of specialization and rational location of production in the region, the formation of specialized commodity zones. It is emphasized that a modern position is needed in solving the problems of food self-sufficiency of the regions based on the indicator of production volume of basic agricultural products per capita based on scientifically justified consumption rates. The importance of creating a cluster in food industry for ensuring deep processing of raw materials, obtaining high-quality high value added products at prices comparable to those of the Eurasian Economic Union member States is shown. The importance of cluster scheme of food industry is considered and identification of key industries, in which the main industry is agriculture. It is determined that clusters have impact on the growth of product competitiveness in three directions: increase of productivity in the industry; creation of opportunities for innovative activity; stimulation of agribusiness development.
179-185 372
Abstract
The theoretical bases of effective use and protection of land resources in the conditions of their non-reproducibility and limitation are investigated, tendencies of development of land use in some countries of the world and Kazakhstan are compared. The modern structure of the republic's lands, main directions of increasing the efficiency of their use are presented. Recommendations on the provision of agricultural land for rent as an additional tool to attract investment in agro-industrial complex were done. The necessity of organizational and economic measures ensuring effective use of land resources is justified, taking into account their zonal and regional specifics. The existing system of taxation has been studied and ways of improving land taxation in Kazakhstan have been proposed. Factors of motivation of effective activity of the economic entities which enhances the growth of incomes of certain categories of legal and physical persons are revealed.
186-192 233
Abstract
Comprehensive analysis of the life quality of population of rural areas has made it possible to determine the characteristics of system processes and phenomena associated with solving social problems in rural areas. The level of conformity of the conditions to the requirements necessary for the normal life of a person on the territory of a rural settlement is revealed. It is determined that average per capita resources of a rural worker is 42.7-49.6% less than that of a city worker, and poor and extremely poor rural families have even less resources. For the rural population, the main sources of income are as follows: wages - 61.2%, income from self-employment and entrepreneurial activity - 15.7%, social payments - 23.9%, property income - 0.2%, material assistance and other incomes - 3.9%. Most rural families have diversified sources of income. Due to low profitability and the level of provision with social and cultural-household conditions, outflow of young personnel from the village is observed, and very few young people work in rural areas. This is especially noticeable in socially unsecured, territorially remote regions of the republic, with low population density, as well as in regions where peasant farms receive a predominant development. The level of youth unemployment in 2016 increased from 2.9% to 3.5%, with a general decrease in unemployment from 5.1% to 4.8%.
193-200 241
Abstract
The situation is shown on agricultural labor market of the republic, in particular Akmola region. Its main indicators have been analyzed: level of the capable workforce, economically active part of the population and employment indicators, including the share of hired workers and self-employed population, unemployment rate, structural changes in the number of capable working population and groups of different ages, factors affecting them. The employment of population in the sector structure of the main sectors of economy, the share of employed by gender groups, the reasons for unemployment among unemployed and economically inactive population who are not referred as labor force are shown. Proposals on improvement of labor market, increase of employment and reduction of unemployment in rural areas have been done. Based on the results of the study, conclusions were drawn on the need to develop effective State programs on employment and reduction of unemployment: free vocational education, expansion of micro-loan system through the development of mass entrepreneurship, with the aim of opening new jobs and encouraging individual entrepreneurs, increasing the number of workers on labor market according to the demand.
201-208 377
Abstract
Various aspects of the formation and management of labor potential of agricultural sphere are analyzed. Its interrelation with the change in demographic structure of rural population is identified. The evaluation of participation of labor resources in agricultural production is presented. The need of agricultural sector in professional personnel, stimulation of their inflow into the village, factors of increasing employment and incomes of rural population are shown. The prerequisites and peculiarities of self-employment of rural population have been identified, which main form is connected with traditional management methods, which are mainly socially orientated - supply of family needs, the possibility of adaptation of people who are engaged in agriculture to market reforms, fulfillment of social and economic tasks of sustainable development of agro-industrial complex and rural territories, which are objectively necessary for creating effective management system for agricultural labor market. Alternative ways of using labor resources in the conditions of rural economy modernization aimed at creating conditions for labor productivity growth in agriculture and providing productive employment in the countryside are proposed. The study made it possible to assess positive changes in reproduction of labor potential of the village, especially young people and agricultural personnel, to conduct monitoring of value orientations of rural youth, the needs for workplaces by involving underutilized labor resources.
209-2015 305
Abstract
The significance of the development of social infrastructure of rural areas as one of the important branches of economy aimed at ensuring the livelihoods of rural population has been determined. The scientific works of domestic and foreign authors on this issue are considered. The state of social infrastructure facilities has been shown, starting from the 90s to the present. Based on statistical data over the past 25 years, the dynamics of commissioning of socio-cultural facilities in the rural areas of the country have been analyzed. Problems have been revealed in the creation of social infrastructure in health care and leisure organization of population. The structure of urban and rural population by age groups has been presented. The most attractive aspects of urban and rural life have been identified. Based on the analysis of social infrastructure in rural areas, the main problems were identified: reduction in their number, annual increase in migration of the able-bodied population to cities, and a shortage of highly qualified personnel in the spheres of education and health. The authors propose ways of developing the social infrastructure of rural areas.
216-224 385
Abstract
For the effective development of agricultural enterprises they need significant loan resources, which is due to the sectoral and intra-industrial features of agro-industrial production. The article discusses the ways of improvement of lending mechanism in agricultural sector by banks of the second level are considered. Its specific features: seasonal character, long circulation of current assets, continuity, high risks, specific forms of collateral security determine less favorable position of agriculture for lending in comparison with other sectors of economy. High interest rates for loan use, difficulties in analyzing creditworthiness, the need for medium- and long-term loans, inefficient public support prevent the development of loan relations between agricultural enterprises and second-tier banks. In order to solve the problem on the basis of foreign experience, the following is proposed: introduction of expert systems and IT technologies in the analysis of the creditworthiness of borrowers; lending to the AIC value chain (ValueChainFinance); the use of risk transfer methods in lending. Public support is also needed to develop risk management infrastructure in agro-industrial complex. The impact of the State on financial and loan relations in agricultural sphere should be aimed to create optimal conditions for reproduction, taking into account the influence of self-regulation factors.


ISSN 1817-728X (Print)
ISSN 2708-9991 (Online)